While some companies offer health insurance to their staff, in many instances deductibles associated with such plans present a challenge to low-wage earners who may be unable to afford the cost of medical care and medication prior to reaching their deductible. This often leads to individuals choosing not to seek medical care, which can lead to more serious, and often more costly medical issues.


Seek opportunities to promote good health practice by providing policies with reductions in health premiums for employees who maintain good health. Consider partnering with health organizations who can provide guidance to employees when navigating payment of medical expenses.